1 December 2025

How to improve your credit score — by bongiorno group

  Your credit score plays a crucial role in securing a home loan, car loan, or even a credit card. But what exactly is it, and how can you improve it? what is a credit score? A credit score is a numerical rating that represents your creditworthiness – essentially, how reliable you are at repaying […]

1 December 2025

How to talk money with your children — by bongiorno group

  It’s tough when children want the latest gadgets, games, or toys – and they want them now. But teaching kids about money isn’t just about saying ‘no’ to purchases. It’s an opportunity to shape their financial future. From an early age,  children can learn the basic principles that will guide them in making smart […]

18 November 2025

Getting ready to buy a house: a step-by-step for young doctors — by bongiorno group

getting ready to buy a house: a step-by-step guide for doctors Buying a house is a major milestone – and often the biggest financial commitment you’ll ever make. While it’s exciting to scroll through property listings and attend open homes, securing finance is where the real journey begins. Before you get too attached to a […]

18 November 2025

the dreaded division 293 tax: what high-income earners need to know — by bongiorno group

If you’re a high-income earner contributing to superannuation, you may find yourself hit with an additional Division 293 tax. Designed to reduce tax concessions for high earners, Division 293 adds an extra 15% tax on concessional super contributions for individuals earning over $250,000. While it might come as an unwelcome surprise, it’s important to understand […]

18 November 2025

Locum work for doctors — by bongiorno group

Locum work offers doctors flexibility and high earning potential, but it also comes with tax complexities.   why consider locum work? Locum work provides doctors with the freedom to choose your working hours and locations. Some doctors take on locum shifts to supplement income, fund travel, or experience different healthcare systems across Australia. Locum contracts […]

18 November 2025

Avoiding financial stress during fellowship — by bongiorno group

avoiding financial stress during your fellowship years If you’ve been accepted for a Fellowship – congratulations! It’s an exciting opportunity to advance your career, but the last thing you want is financial stress while you’re away. Having a solid financial plan in place before you leave is essential. Fellowships often mean big lifestyle and income […]

10 July 2025

Empowering orthopaedic surgeons nationwide: The BNN becomes an official national alliance partner of AOA — by bongiorno group

Bongiorno Group is delighted to announce that the Bongiorno National Network (BNN) has officially become an Alliance Partner of the Australian Orthopaedic Association (AOA). This exciting national partnership brings together Australia’s largest network of financial specialists for medical professionals with the country’s leading organisation representing orthopaedic surgeons, trainees, and researchers.   A trusted partner for […]

5 June 2025

Super Catch Up — by bongiorno group

If you’re a woman working in medicine, your career might not have followed a straight path. Maybe you’ve taken time off for maternity leave, switched to part-time work to balance family commitments, or worked as a contractor without consistent super contributions. Good news is that Superannuation Catch-Up gives you a chance to boost your retirement […]

9 October 2023

Vale Tony Bongiorno 3/8/45 – 6/10/23 — by bongiorno group

  It is with great sadness that we announce the peaceful passing of our beloved Tony Bongiorno on 6 October 2023.   An irrepressible man, a life so big and beautiful.   We have been overwhelmed by the messages from all of you and are heartened by the impact that Tony has had on so […]

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