coffee & chat
making your superannuation work for you
Not sure where to start or what to do with your superannuation? Looking to self-manage your fund? You can actively manage your retirement income goals and secure a resilient financial future by taking care of your superannuation now.
The best solutions are tailored to your individual needs. By taking advantage of our expert advice and services, you can ensure you don’t lose out on any potential money and benefits. Whether your super sits inside an existing fund or you’re looking to explore self-managed super funds, we can assist with your goals.
supporting your retirement
Our job is to support your retirement income goals to help plan and protect your financial future. Whether you’re looking to understand your superannuation options or take the step to a self-managed fund, our expert advisers are here to help you. Our services also include reviewing your existing superannuation, assisting with the consolidation of accounts, finding lost superannuation, matching your asset allocation and investor profile, and helping you make tactical investments.
get educated
Have you wondered if it’s a good idea to invest inside super? Did you know that superannuation can be a tax effective way to save for your retirement. We provide practical education and advice on what to do with your superannuation. Let us help you understand your super and put it to good use.
to merge or not to merge?
There are many benefits to merging superannuation accounts such as reducing paperwork and management fees, as well as making it easier to track and manage. However, there are also reasons to keep more than one fund, such as retaining certain benefits or paying lower fees. We can help clean up your accounts and decide your next, best step.
your SMSF journey
01. gather information
source documents are essential
- bank statements
- dividend/distribution statements
- annual tax statements
- expense invoices
- insurance annual statements
02. process and query
review source docs
- request additional information
- liaise with 3rd parties where necessary
- apply for actuarial certificate if necessary
03. prepare SMSF financials & tax return
- prepare SMSF financials and tax return based on information supplied
- internal review
- send your completed return to you for signing
- compile workpapers to forward to auditor
04. your review and signature
- time for you to review your SMSF financials and tax return
- sign all documents and return to us
05. audit/lodgement
- workpapers and signed documents forwarded to audit
- answer audit queries
- lodge tax return with Australian Tax Office
- we will liaise with the ATO if required
our team
who you’ll be having
who you’ll be having
a good chat with
Michele Harrod
Tax Manager / Head of SMSF
Michele specialises in Self-Managed Superannuation Funds and graduated from Victoria University with a Bachelor of Business (Accounting) in 2003. She holds an Advanced Diploma in Financial Services (Superannuation) and became an SMSF Specialist Adviser (SSA) with the SMSF Association in 2010.
Michele has been swimming with fresh water crocodiles.
Nishani De Almeida
Tax Manager / SMSF
Nishani joined the Bongiorno Group in 2009, bringing her vast experience from working in the accounting and banking sectors. Nishani holds a Bachelor of Accounting and Finance degree, a Diploma of Banking and a Diploma of Financial Planning. She has also completed her Chartered Accounting Qualification CA.
In another life Nishani used to do short distance running. She loves animals and is a mom to a big naughty Labrador.
Sarah Sabra
SMSF Client Services Manager
With an Advanced Diploma in Financial Services and in the process of completing a Bachelor of Business, Sarah joined the SMSF team at the Bongiorno Group in 2015. Sarah has over 10 years of experience working in the accounting industry, particularly in SMSF and enjoys liaising with our clients daily.
Sarah has a pet python named Cooper, who is over 2 metres long and she adores. However, she is terrified of even the smallest of spiders.
make every day a good day
Interested in speaking with one of our advisers about achieving your financial and lifestyle goals? Click below to register your interest and we will contact you to make a complimentary appointment (that fits around your busy schedule)