salary packaging with
matt & mitch

“understand how the tax management system works to maximise your financial effectiveness”

play video

keep more in your pocket

We understand you're busy, but investing the time to set up salary packaging from the start will pay dividends. In fact, in Victoria for example, you can save nearly $3000 in tax by getting this right. Salary packaging allows you to pay certain, allowable expenses out of you pre-tax income, potentially saving you thousands. The rules are complex and depend on your hospital's provider plan, the timing of your rotations, and any outstanding HECS. Speak to one of our friendly doctors in training consultants who are up to date and can step you through the options for making the most of your hard-earned income.

speak with one of the team today

salary packaging and income tax for junior doctors with
ricky & mitch

At the recent AMAV careers expo, Bongiorno consultants, Ricky and Mitch spoke about the importance of getting salary packaging right and income tax for junior doctors.

play video
our team

who you’ll be having
a good chat with.

Mitch McKeown

Mitch McKeown

Associate Director Financial Consultant - Manager Doctors in Training

As part of the Doctors in Training team, Mitch works with young medical professionals to advise on the best financial platform to kick-start their careers. He holds a Bachelor of Business Administration (majoring in Accounting and Marketing), a Diploma of Financial Planning, a Certificate IV in Finance and Mortgage Broking and a GradCert (Leadership & Strategy).

Mitch aspires to be the next Australian to win the US Masters.

Book in for a chat
Matthew Homewood

Matthew Homewood

Financial Consultant - Interns

Matt is a vital member of our Doctors in Training team where he is primarily responsible for medical and dental students, Interns and young professionals moving through their careers. Holding a Bachelor of Commerce/Arts degree from the University of Melbourne, with majors in Finance, Management and Criminology, Matt has also attained his Diploma of Financial Planning and Certificate IV in Mortgage Finance Broking.

Matt’s favourite item of clothing is his board shorts.

Book in for a chat
Ricky Caldow

Ricky Caldow

Associate Director Financial Consultant

Starting out in Private Practice Specialist, Rick has worked in the financial services industry for over 10 years. With a Bachelor of Commerce from Deakin University, an Advanced Diploma in Financial Services (Financial Planning) and a Certificate IV in Mortgage Finance Broking, Rick is well qualified to provide financial advice to his young doctor and dentist clientele. Ricky has also completed the education requirements set out by the Financial Adviser Standards and Ethics Authority (FASEA). FASEA was established by the Federal Government in 2017 to set the education, training and ethical standards of licensed financial advisers in Australia.

Rick is the master of the Weber Q!

Book in for a chat
image

make every day a good day

We know how busy you are in your training years, juggling a hectic schedule and keeping up the study. Fill in your details and we’ll contact you to make a complimentary appointment at a time that suits you with one of our friendly advisers. We’ll even make you a great coffee!