salary packaging with
matt & mitch

“understand how the tax management system works to maximise your financial effectiveness”

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keep more in your pocket

We understand you're busy, but investing the time to set up salary packaging from the start will pay dividends. In fact, in Victoria for example, you can save nearly $3000 in tax by getting this right. Salary packaging allows you to pay certain, allowable expenses out of you pre-tax income, potentially saving you thousands. The rules are complex and depend on your hospital's provider plan, the timing of your rotations, and any outstanding HECS. Speak to one of our friendly doctors in training consultants who are up to date and can step you through the options for making the most of your hard-earned income.

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salary packaging and income tax for junior doctors with
ricky & mitch

At the recent AMAV careers expo, Bongiorno consultants, Ricky and Mitch spoke about the importance of getting salary packaging right and income tax for junior doctors.

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our team

who you’ll be having
a good chat with.

Mitch McKeown

Mitch McKeown

Director

As part of the Doctors in Training team, Director Mitch works with young medical professionals to advise on the best financial platform to kick-start their careers. He holds an MBA, Bachelor of Business Administration (majoring in Accounting and Marketing), a Diploma of Financial Planning, a Certificate IV in Finance and Mortgage Broking and a GradCert (Leadership & Strategy).

Mitch aspires to be the next Australian to win the US Masters.

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Matthew Homewood

Matthew Homewood

Financial Consultant - Interns

Matt is a vital member of our Doctors in Training team where he is primarily responsible for medical and dental students, Interns and young professionals moving through their careers. Holding a Bachelor of Commerce/Arts degree from the University of Melbourne, with majors in Finance, Management and Criminology, Matt has also attained his Diploma of Financial Planning and Certificate IV in Mortgage Finance Broking.

Matt’s favourite item of clothing is his board shorts.

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Ricky Caldow

Ricky Caldow

Director

Rick has been with the Bongiorno Group since 2008 and has been in the financial services industry for over 18 years. Specialising in providing medical and dental professionals with leadership and guidance through long term, sustainable wealth creation strategies. With a Bachelor of Commerce from Deakin University, an Advanced Diploma in Financial Services (Financial Planning) and a Certificate IV in Mortgage Finance Broking, Rick is well qualified to provide holistic financial advice to his doctor and dentist clientele.

An avid sportsman, Rick loves being outdoors surrounded with friends and family

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make every day a good day

We know how busy you are in your training years, juggling a hectic schedule and keeping up the study. Fill in your details and we’ll contact you to make a complimentary appointment at a time that suits you with one of our friendly advisers. We’ll even make you a great coffee!