coffee & chat
Starting your career as an intern is an exciting step, but it also comes with a financial reality - tax will become one of the biggest expenses you face. Established doctors sit among the top 1% of income earners in Australia, so getting your tax position right from the beginning is crucial to any long-term wealth creation strategy. It’s surprising how many young doctors miss out on legitimate deductions early in their careers and end up paying more tax than they need to. One of...
by the bongiorno groupPayday Super is one of the biggest shifts to Australia’s superannuation system in decades and it’s set to reshape how employers manage their obligations. What is Payday Super? Payday Super means employers will need to pay super at the same time as wages, instead of quarterly. For medical practice owners, this change is significant and preparation is key. These changes are designed to reduce unpaid super and improve retirement outcomes for employees by ensuring...
by the bongiorno groupMost of us don’t think twice about insurance because it has become a normal part of adult life. We insure our cars, our homes and contents, phones, pets and even our holidays, often without much debate. That’s because we recognise that these things are valuable and that unexpected events can and do happen. Yet there is one thing we rely on more than any of these and it is often the one we fail to protect properly: our ability to earn an income. your biggest asset...
by the bongiorno group
Starting your career as an intern is an exciting step, but it also comes with a financial reality – tax will become one of the biggest expenses you face. Established doctors sit among the top 1% of income earners in Australia, so getting your tax position right from the beginning is crucial to any long-term […]
Payday Super is one of the biggest shifts to Australia’s superannuation system in decades and it’s set to reshape how employers manage their obligations. What is Payday Super? Payday Super means employers will need to pay super at the same time as wages, instead of quarterly. For medical practice owners, this change is significant […]
Most of us don’t think twice about insurance because it has become a normal part of adult life. We insure our cars, our homes and contents, phones, pets and even our holidays, often without much debate. That’s because we recognise that these things are valuable and that unexpected events can and do happen. […]
Your credit score plays a crucial role in securing a home loan, car loan, or even a credit card. But what exactly is it, and how can you improve it? what is a credit score? A credit score is a numerical rating that represents your creditworthiness – essentially, how reliable you are at repaying […]
It’s tough when children want the latest gadgets, games, or toys – and they want them now. But teaching kids about money isn’t just about saying ‘no’ to purchases. It’s an opportunity to shape their financial future. From an early age, children can learn the basic principles that will guide them in making smart […]
getting ready to buy a house: a step-by-step guide for doctors Buying a house is a major milestone – and often the biggest financial commitment you’ll ever make. While it’s exciting to scroll through property listings and attend open homes, securing finance is where the real journey begins. Before you get too attached to a […]
advisers Ricky and Mitch discuss the key takeouts of session two of the my investment journey presentation by BlackRock ishares
by the bongiorno group
advisers Ricky and Mitch discuss the key takeouts of session two of the my investment journey presentation by BlackRock ishares
by the bongiorno group
A quick hello from the students we support at St Jude’s – Saumu and Warda
by the bongiorno group
accounting if you are a doctor or a dentist working in the public healthcare system, salary packaging can reduce the tax you pay
by the bongiorno group
accounting understand how the tax management system works to maximise your financial effectiveness
by the bongiorno group
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