coffee & chat
21 May 2024
An update on HECS repayments and tax checks — by bongiorno group
Higher Education Contribution Scheme (HECS) and Higher Education Loan Program (HELP) were designed to provide cheap loans for tertiary students to fund their education, the indexation of which has been traditionally linked to the consumer price index (CPI). However, the indexation in recent times has spiked significantly, alarming both students and government. To address […]
16 May 2024
Federal Budget 2024 – what it means for you — by bongiorno group
This year’s federal budget was delivered by Treasurer Jim Chalmers, whose government is cognisant of cost-of-living pressures and keeping inflation in check. Nick Fennessy, Director at the Bongiorno Group, describes the budget as relatively harmless, with a surplus lower than the previous year. He outlines some of the announcements, including tax cuts, modification of […]
14 May 2024
Interest rates – they’re not all they appear to be — by bongiorno group
Variable and fixed-interest loans have their advantages and disadvantages, and what works depends on your particular circumstances. In this episode, the Bongiorno Group’s Senior Finance Consultant Mark Bremner and Finance Manager Jack Will discuss the implications of each, as well as the rationale behind splitting the two. Bongiorno Group For more information, please call […]
7 May 2024
Stepped vs. level premium insurance — by bongiorno group
Depending on your circumstances, it might be worth opting for a stepped, level or hybrid insurance premium structure. First, it’s important to understand what stepped and level premiums mean. The Bongiorno Group’s Head of Risk Advisory Services, Yanish Geerdharry, discusses the difference between the two with Client Relationship Manager, Tom Will. A combination of […]
30 April 2024
Super top-ups and catch-ups — by bongiorno group
With changes to marginal tax rate thresholds and rates, there may be increased benefits in maximising tax-deductible expenses and strategies before the end of the financial year. The Bongiorno Group’s Director Sarah Thorburn and Financial Advisor Jessica Weaver discuss a range of super-related strategies, including assessing available caps and potential tax implications, such as Division […]
23 April 2024
Are you prepared for HECS indexation? — by bongiorno group
Since they were first introduced, the federal government’s HECS and HELP schemes have assisted many thousands of university students access quality education by deferring their fees until they starting earning a wage. What was once considered a favourable loan due to low interest rates, has now left many with a burden because of increased indexation […]
16 April 2024
Victorian property market update: April 2024 — by bongiorno group
How does Victoria compare with the rest of the country’s property market? And what should both sellers and buyers know when it comes to their own investment plan? Those are some of the questions Nick Fennessy, Director at the Bongiorno Group, puts to Julian Muldoon, Director at 1Group Property Advisory. Julian gives his take […]
9 April 2024
Bongiorno Group Women in Surgery Grant — by bongiorno group
The late Tony Bongiorno was a pioneer in promoting gender equity in the workforce since the early 1970s. In memory of Tony’s commitment to education and equality, the Bongiorno Group has established a new grant to support female trainees and surgeons. The $10,000 grant is provided to women who are Royal Australasian College of Surgeons […]
26 March 2024
Temporary or permanent disability protection with the right insurance — by bongiorno group
Losing income due to disability can have significant financial implications, which underlies the importance of having appropriate insurance coverage. Yanish Geerdharry, Head of Risk Advisory Services at the Bongiorno Group, and Rory Jacobs, Senior Business Development Manager at PPS Mutual, discuss both temporary and permanent disability insurance. They examine the different ownership structures and […]
make every day a good day
Interested in speaking with one of our advisers about achieving your financial and lifestyle goals? Click below to register your interest and we will contact you to make a complimentary appointment (that fits around your busy schedule)